Layered Taco Dip with Refried Beans
Layered taco dip with seasoned refried beans, a whipped cream cheese layer, and all your favorite taco toppings. Make it a day ahead, serve it cold, and take the heat as far as you want.
Prep Time20 minutes mins
Cook Time0 minutes mins
Chill Time30 minutes mins
Total Time15 minutes mins
Course: Appetizer, Snack
Cuisine: Mexican, Tex Mex
Keyword: layered taco dip, party dip, refried beans, taco dip
Servings: 12
Calories: 224kcal
Bean Layer
- 16 ounces refried beans (1 can)
- 1 teaspoon taco seasoning
- 1 tablespoon salsa or water if needed to loosen
Creamy Layer
- 8 ounces cream cheese softened to room temperature
- 1 cup sour cream or Mexican crema
- 2 tablespoons taco seasoning
- 1/3 cup thick salsa or picante sauce
Toppings
- 2 cups shredded cheddar cheese (or pepper jack)
- 1 1/2 cups chopped Roma tomatoes seeded
- 1/2 cup sliced black olives drained
- 1/2 cup sliced green onions
- 1 jalapeno pepper thinly sliced or diced
- Tortilla chips, for serving
Stir the refried beans together with 1 teaspoon taco seasoning. If they're stiff, loosen with a tablespoon of salsa or water. Spread evenly across the bottom of a 9x13 inch dish.
Beat the softened cream cheese in a bowl until smooth. Add the sour cream, 2 tablespoons taco seasoning, and salsa. Beat until completely smooth with no lumps.
Spread the cream cheese mixture over the beans in an even layer, all the way to the edges.
Cover and refrigerate 30 minutes so the base sets up. Don't skip this or the layers will slide.
Top with shredded cheese, then lettuce, tomatoes, olives, green onions, and jalapeños.
Serve cold with thick tortilla chips
- Make ahead: Assemble the bean and cream cheese layers up to 24 hours in advance, keep covered in the fridge, and add the fresh toppings right before serving.
- Keep it from going runny: Use a thick salsa, seed the Roma tomatoes, drain the olives well, and chill 30 minutes before serving to firm up.
- Make it a meal: Add 1 pound browned, seasoned, and fully cooled ground beef, turkey, chorizo, or shredded chicken over the bean layer.
- Chili taco dip: Spread 1½ to 2 cups of thick, fully cooled chili over the beans before the cream cheese layer. Drain off loose liquid first.
- Heat level: As written this is mild-medium. For hot, use pepper jack, hot salsa, two serranos, and a minced chipotle in adobo mixed into the cream cheese layer. For wild, add diced habanero and a few drizzles of hot sauce.
- Pan size: A 9x13 gives the classic thin layers and serves 12. An 8x8 gives taller layers and serves about 8.
- Storage: Cover and refrigerate up to 3 days, but finish within a day of adding fresh toppings. Do not freeze.
Calories: 224kcal | Carbohydrates: 9g | Protein: 8g | Fat: 18g | Saturated Fat: 9g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 5g | Cholesterol: 49mg | Sodium: 577mg | Potassium: 170mg | Fiber: 2g | Sugar: 4g | Vitamin A: 989IU | Vitamin C: 7mg | Calcium: 194mg | Iron: 1mg